What can I fund?
Premium domain names, domain portfolios and IPv4 address blocks: purchases, borrowing against assets you already own, refinancing, payment-plan lump sums and auction bids. That is our specialty. For other business needs we can refer you to selected partner lenders. Funding.com may receive a referral fee or commission for these introductions.
Who can apply?
Businesses buying their brand name, domain investors and portfolio owners, and networks, hosts and ISPs buying or holding IPv4, for business and commercial purposes only. We do not provide personal or household credit.
I need finance for something that isn't a domain or IPv4.
Use the referral form at the bottom of the page. We'll introduce you to a suitable partner lender. Financing is subject to eligibility, location and lender approval.
Can I keep using my domain or IPs during the term?
In most cases, yes, subject to your financing and escrow agreements. For domains, your website, email and payments can keep running while the registration is administered by Escrow.com. For IPv4, use and routing during the term are set out in the financing agreement for that transaction.
How is the asset protected during the term?
Financed domains are held in custody administered by Escrow.com under a separate escrow agreement. Funding.com and Escrow.com are under common ownership within the same corporate group. The escrow agreement sets out the controls on registrar, registrant and transfer changes, and when the domain is released. We review title and ownership in due diligence, but we cannot guarantee clear title or the absence of competing claims. IPv4 settlement and holding arrangements are agreed for each transaction.
I sold a domain on a payment plan. Can I be paid now?
Yes. With our get-paid-now option (discount and novation), you receive an agreed lump sum today, reflecting the purchase price of your remaining payments, less applicable fees. The buyer continues paying into Escrow.com as before.
Will you run a credit check?
Using the calculator or sending an enquiry does not involve a credit check. If you go on to apply for financing, Funding.com or a lending partner may run credit and identity checks on the business and its principals as part of underwriting. We will tell you before that happens.
Who renews the domain during the term?
Renewal responsibility and timing are set out in your financing and escrow agreements. Escrow.com administers the registration, and the agreements say who pays renewal fees and how they are passed on.
Can I change DNS during the term?
Yes, through the process in your escrow agreement. DNS changes such as nameservers and records are normally available to you, while registrar, registrant and transfer changes need the consent steps the agreement sets out.
Who has administrative control of the domain?
During the term, Escrow.com administers the registration under a separate escrow agreement. You keep the day-to-day use described in that agreement. Control returns to you once the obligation is satisfied, on the agreement's terms.
What fees apply?
Fees depend on the facility and are set out in your term sheet and agreements. They can include financing fees, escrow fees, and renewal or registrar costs passed through. For a get-paid-now lump sum, the lump sum is net of applicable fees.
How are assets valued?
Against verified transaction data, including Escrow.com's Domain and IPv4 Investment Index reports.
How quickly can a transaction be funded?
For domains and IPv4, the asset, custody and settlement are already on one platform, so approvals can move quickly. Partner lenders set their own timelines. Tell us your deadline when you enquire.